Volatility Factor

Wednesday, September 21, 2011

To Be A Work At Home Mom

By: Brian Tubbs

A lot of women these days have been thinking about becoming a work at home mom. This way they can still have a career and also stay home. Time was that women needed to choose between working and staying home, however now, especially with the Internet, this is no longer the way it is. Of course if you currently have a job outside of your house, you will need to consider a few things to see if it would be possible for you to become a work at home mom.

Perhaps you have the business idea, or you have the mind to start something new, but you just aren't sure that you can actually do it. How will you know when the time is right? There are a few things to consider.

First, consider finances. Depending on what business you plan to work at home, it might take some time for you to make money in your new venture. Can you afford to live on your spouse's income only during that time?

To find out if you're able to afford your work at home endeavor, first of all create a financial budget and determine exactly what your base living costs generally add up to every month. Will a single salary cover your expenses? If not, have you got sufficient funds in your bank accounts in order to cover the difference if necessary for the first couple of months when starting your work at home business?

If an individual income is not sufficient to pay for your costs, and you do not have enough money in your accounts to help cover the expenses, you should think about working a couple more months and try to put as much as you possibly can in a savings account.

Before you decide to make the leap, also think about exactly what types of start-up costs you will have for your business. Are you able to afford to make that investment decision? Keep in mind that a few start-up costs tend to be tax-deductible, however you still have to be able to afford to make the actual investments right now.

I am sure you may be thinking that it won't be to hard to be a work at home mom. But you must remember you are going to be starting a business, even if you are doing this from home, it is still a business and it takes hard work and dedication to make sure you succeed. Also if you have children living at home, it can make things a little more difficult.

Are you going to be able to find room in your house where you will be able to work without being interrupted or disturbed? You also need to think about what you will need to do with your new business. If you are going to be using the phone a lot in your business, then you will need a quite place to get this work accomplished. Also if you are going to be working online or need a computer for your work, is there a computer that will be available when you need to use it? And also will you have your own work space or will you be using the kitchen table.

After you have secured your work space and also understand what you are going to be doing, make sure you think about your family members and any special arrangements that need to be made. For those who have babies and toddlers that are not even in school yet, have you got things planned out for how you will need to operate your business around the kids? Do you know of anyone who may be able to help out or maybe you will need to hire a sitter? If you need to work full-time when starting your home business and your children have been in school, just how are you going to manage your projects once your children get home from school? What about the holidays, snow days off from school and summer vacations?

Making the change between a mom who used to have a regular day job to being home all the time as a work at home mom, will have it's difficulties. Even if you are already a mom who stays home with there kids and are just looking to start earning some extra money to help out with the bills, it may still be difficult.

Ask yourself these hard questions about transition. Are you ready to work at home? Can you handle the isolation? Do you think you can be a work at home mom and still see to your family's needs? Most moms decide to work at home because they want to be available to their children; if you plant your children in front of the television so you can work, you haven't necessarily succeeded in your mission.


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